2021 Financial Check-Up pt. Deux
2021 Financial Check-Up
2021 Financial Check-Up
2020 is finally over – good riddance! Although most of us stayed incredibly busy at work, it was an incredibly stressful year. Plans were upended, travel came to a stop, visiting friends and family became verboten. Not to mention the millions…
The Bear market Is Here……And That’s Not Necessarily Bad
The bear Is here……and that’s not necessarily bad! It’s been a wild ending to the longest bull market in history. Over past 11 years, the stock market returned approximately 339%. Did COVID-19 kill the bull? Or was it the oil…
Are You the Victim of Financial Infidelity??
With valentine’s day just around the corner, a recent study shows that about 44% of Americans are guilty of infidelity. No, not the kind that happens between the sheets. According to the authority on the matter, “Cosmo,” that involves only…
A Realists View of New Year’s Resolutions
It’s January. It’s that magical month when we make unrealistic new year’s resolutions we have no real probability of keeping. Of course we tell ourselves that this year will be different. But it never is. Need proof? Every gym in America…
How long will your retirement savings last?
The average American will live to see their 78th birthday and 30% of us will live to see 90! When planning for retirement we have to assume we will be living off savings for 25-30 years! This can be an overwhelming…
Retirement savings and time
There are so many unknowns when it comes to saving for retirement. Will social security still be around? Probably. How much will I need to live on? More than you think. How much will my investments earn? Not as much…
A Recession Is Coming…… Are You Prepared?
Riding the longest wave of economic prosperity ever in modern history, it’s easy to lose sight on one important fact: a recession is coming. No doubt about it, the past 10 years have been very good. The S&P 500 (one…
The Rise of Student Loan Advisor
It amazes me how the national student debt crisis has overnight created an industry of “student loan experts.” Just three years ago, I would have to search google to find a financial advisor who was savvy in the ways of…
IPOs – sound investment or risky speculation ?
Unless you’ve been sequestered for the past few weeks, you have no doubt have heard about the train wreck that is WeWork. This is the company that provides shared workspace. The idea is simple. Rent out really expensive real estate…
