A Realists View of New Year’s Resolutions
It’s January. It’s that magical month when we make unrealistic new year’s resolutions we have no real probability of keeping. Of course we tell ourselves that this year will be different. But it never is. Need proof? Every gym in America…
How long will your retirement savings last?
The average American will live to see their 78th birthday and 30% of us will live to see 90! When planning for retirement we have to assume we will be living off savings for 25-30 years! This can be an overwhelming…
Retirement savings and time
There are so many unknowns when it comes to saving for retirement. Will social security still be around? Probably. How much will I need to live on? More than you think. How much will my investments earn? Not as much…
The Rise of Student Loan Advisor
It amazes me how the national student debt crisis has overnight created an industry of “student loan experts.” Just three years ago, I would have to search google to find a financial advisor who was savvy in the ways of…
Is Home Ownership Really An Investment?
Home ownership, so engrained in our culture that it virtually defines the ‘American Dream.” But is it really a good investment and is home ownership really something to which every veterinarian should aspire? The answer not surprisingly is “its complicated.”…
Making Easy Work of Selecting a Loan Repayment Plan
With no fewer than eight loan repayment plans available for federal student loans, it’s no wonder selecting a loan repayment plan are so confusing. While it all might seem overwhelming at first, sorting it out really starts one simple question:…
