What Happened to Student Loan Forgiveness
At the start of all new administrations, Americans have high hopes and dreams. For newly minted veterinarians, perhaps the biggest hope was Biden would cancel out their student loans. Not surprising considering that the average veterinarian is graduating with over…
The over exuberance of the debt free mantra
Everywhere you turn, the mantra in student loan circles these days is: be debt free! Let’s blow the cover off this myth right now. What they are really saying is “student debt free,” but that doesn’t roll off the tongue…
Student debt & the Biden presidency
Now that it’s clear that Joe Biden will be our next president, the question that many are asking is: what does this mean for student debt. The short answer is – it’s complicated. What a Biden victory doesn’t mean: First,…
Is It Time to Refinance My Mortgage?
On May 15th mortgage interest rates hit their lowest level in modern history. With interest rates plummeting, many folks are asking themselves, “Is It Time to Refinance My Mortgage?” Since rates are unlikely to go much lower, if you were considering…
Where Do Candidates Stand On Student Debt?
It’s a big election year for all sorts of reasons. With the candidates offering divergent solutions for issues ranging from global warming to immigration, it’s hard to keep track. One of the many issues veterinarians will be keeping an eye…
A Realists View of New Year’s Resolutions
It’s January. It’s that magical month when we make unrealistic new year’s resolutions we have no real probability of keeping. Of course we tell ourselves that this year will be different. But it never is. Need proof? Every gym in America…
How long will your retirement savings last?
The average American will live to see their 78th birthday and 30% of us will live to see 90! When planning for retirement we have to assume we will be living off savings for 25-30 years! This can be an overwhelming…
Retirement savings and time
There are so many unknowns when it comes to saving for retirement. Will social security still be around? Probably. How much will I need to live on? More than you think. How much will my investments earn? Not as much…
The Rise of Student Loan Advisor
It amazes me how the national student debt crisis has overnight created an industry of “student loan experts.” Just three years ago, I would have to search google to find a financial advisor who was savvy in the ways of…
Is Home Ownership Really An Investment?
Home ownership, so engrained in our culture that it virtually defines the ‘American Dream.” But is it really a good investment and is home ownership really something to which every veterinarian should aspire? The answer not surprisingly is “its complicated.”…
