• Saving For College

    Paying For College & 529 Plans

    Scholarships For most of us, sending our children to college will require a multi-faceted plan involving grants / scholarship, savings and loans. I have heard several colleagues lament that we earn too much for our children to get scholarships but…

  • Saving For College

    How Much Will college Cost?

    I’m moving in a few weeks. Not across the country, just from Scottsdale to the South Mountain section of Phoenix. It’s a total distance of about 20 miles; however it might as well be in another state.  All of the…

  • Finance Basics,  Retirement

    What are Inflation Protected Securities?

    Earlier I introduced the concept of the inflation protected securities when I wrote about Bogleheads’ investment strategies. Treasury Inflation Protected Securities (TIPS) can be purchased at www.treasurydirect.gov, in $100 increments (minimum $100 purchase) and are available in 5, 10 and 30-year…

  • Retirement

    Where should I be investing my retirement savings?

    That’s a great question – and the answer is likely to depend on whom you ask; however, among the honest investment advisors there are some common themes: Start early, invest regularly, take advantage of tax privileged accounts (401K, IRAs, etc.),…

  • Finance Basics

    Diversification – The #1 Rule of Investing

    When I was working on my MBA I became interested in a technology company that was changing the way the computer industry stored data. This was 1990 – long before the dot-com craze and this company actually manufactured something –…

  • Finance Basics

    The Rule of 72

    There is an often misquoted “rule of 72” and it goes like this….. If you want to know the number of years needed to double money at a given rate of return, you just divide 72 by the rate. For…

  • Retirement

    All About IRAs

    Traditional IRA vs Roth IRA What if you don’t have a 401K (403b, a “Simple IRA” or a or a SOLO 401K) at work? Or maybe you don’t like the available plan options. There are still tax-advantaged ways you can…

  • Retirement

    Max Out That Retirement Account

    Assuming that your have access to a 401K, 403b, a “Simple IRA” or a or a SOLO 401K, stuff money in that account and the government will pay back 24% of what you save! How is this possible? The government…