Time To Review Those Pesky Subscriptions!
Its January and even in the valley of the sun, it’s cold outside. Ok – it’s like 50 degreases here, but that almost constitutes a state of emergency! So what better time to start a new January tradition – Subscription…
Understanding Your Finances
Expense Monitoring Is The 1st Step There’s no way around it – how much money we can spend and save each month is a simple function of our income and expenses. Unless you plan on moonlighting at an emergency clinic…
Keeping Safe From Identity Theft
Another month, another data breach. It seems like 2018 has been the year for stolen data. In the past 12 months, Saks Fifth Avenue, Lord & Taylor, Macy’s, Under Armor, Panera, Facebook, Orbitz and Marriott were just a few of…
Getting Married? If Your a DVM With Loans, You Need To Read This First!
Engagements are such a joyous time! The romance, the ring, the excitement of telling friends and family and Facebook! Far be it from me to cast a shadow on the whole joyous event, but someone here needs to be the…
Why Market Downturns Are Our Friend!
A young colleague of mine was shocked when she looked at her most recent 401K investment returns. You see, her relatively short experience with investing has been contained entirely during the longest bull market in modern history. For someone who’s entire experience…
Its Raining Lawsuits – Do I Need An Umbrella?
What is umbrella insurance? The short answer is that umbrella insurance provides coverage in excess of what your homeowners (or renters) and auto insurance cover. It gets its name because it’s an extra layer of protection, like an umbrella, that…
Robo-Investing
A Modern Twist On Paying Yourself 1st! We all do it. I can remember as a child being warned by my mother about the dangers of it, so it’s nothing new. Advertisers and marketers are counting on it. Amazon built…
loan Forgiveness More Difficult Than Admission to Yale?
Public Service Loan Forgiveness Program There has been a lot of chatter in the press lately about the Public Service Loan Forgiveness (PSLF) Program and how difficult it is to actually qualify. So many people were rejected after 10 years…
There’s a F.I.R.E. – I Just Don’t Feel The Warmth…..
There’s a “movement” afoot and its called Financial Independence and Retire Early or F.I.R.E. To oversimplify, the followers of F.I.R.E. live relatively frugal lives using the money they save to pay down debt and invest. The goal? To have enough passive income that…
Veterinary Medicine Loan Repayment Program (VMLRP)
Today we are talking about the Veterinary Medicine Loan Repayment Program (VMLRP). If you are a recently graduated (or about to graduate) food animal veterinarian who has at least $15,00 of student loans and is willing to practice in an…
